This course is designed for both bankers and borrowers who require an understanding of the practical and legal issues involved in negotiating loan agreements. The course also examines the issues surrounding security and the different types of insolvency regimes around the world.

Course Agenda Highlights

At Corporate Level

• Types of bank credit to customers
• Overdrawn current accounts, overdraft, term loans etc.
• Determining the need for credit facility
• Advising management on type of facility to use
• Structuring bank credit
• Managing withdrawal level
• Managing cost of credit
• Avoiding credit failure

 At Bank Decision Level

• Documentation for credit
• The importance of documentation
• Debt instruments and documentation
• Loan agreement, factual information
• Loan agreement, credit issues
• Syndicated loans
• Security
• Insolvency issues

Who Should Attend?

• Corporate and commercial bankers
• Loan workout staff
• Credit staff
• In-house legal staff
• Compliance staff
• Syndications staff
• Trade finance staff
• Project finance staff
• Finance staff from non-banking institutions